Tag: Software

  • Stoozing calculator

    Now expendable can make calculations for stoozing as well.  Stoozing, if you haven’t heard that word, is when you pay for things on a credit card that charges 0% on purchases so that the amount you would normally pay off the card with each month is moved into a savings account instead.  This way you…

  • Expendable tutorial (offset mortgage calculator)

    This is a quick guide to using Expendable for modelling home finances.  If you want to be able to predict how much time or interest can be saved on a mortgage by using an offset facility, or want to see the effects of using a cash ISA or regular saver account, or any other type…

  • Modelling home finances

    I’ve just uploaded a rough-and-ready program for modelling mortgage offsetting.  Mortgage offset accounts are like savings accounts linked to a mortgage, but instead of earning interest they reduce the interest charged by offsetting the loan amount.