expendable: translations open

Wednesday, October 22nd, 2008

Translations for expendable can now be submitted using Transifex.  Currently there is just a British translation and a partial German translation.

Stoozing calculator

Wednesday, October 15th, 2008

Now expendable can make calculations for stoozing as well.  Stoozing, if you haven’t heard that word, is when you pay for things on a credit card that charges 0% on purchases so that the amount you would normally pay off the card with each month is moved into a savings account instead.  This way you can earn interest until the 0% period ends.  Here’s an example.


Expendable tutorial (offset mortgage calculator)

Tuesday, October 7th, 2008

This is a quick guide to using Expendable for modelling home finances.  If you want to be able to predict how much time or interest can be saved on a mortgage by using an offset facility, or want to see the effects of using a cash ISA or regular saver account, or any other type of savings account, this might be for you.


Modelling home finances

Thursday, September 11th, 2008

I’ve just uploaded a rough-and-ready program for modelling mortgage offsetting.  Mortgage offset accounts are like savings accounts linked to a mortgage, but instead of earning interest they reduce the interest charged by offsetting the loan amount.